<?xml version="1.0" encoding="UTF-8"?>
<!-- Sitemap for hoa.skepticdogsoftware.com. Every <loc> must be a prerendered page in ui/build —
     ui/scripts/check-build.mjs fails the build otherwise. Add /pricing etc. only when those pages ship
     (owner directive: no public marketing pages until the features are proven end to end). The legal
     pages (/privacy, /terms = also the EULA, /quickbooks/disconnected) are the URLs Intuit's App
     Assessment requires, so they are public now (Phase 7b). -->
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
  <url>
    <loc>https://hoa.skepticdogsoftware.com/</loc>
    <lastmod>2026-09-29</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>
  <url>
    <loc>https://hoa.skepticdogsoftware.com/privacy</loc>
    <lastmod>2026-09-30</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>
  <url>
    <loc>https://hoa.skepticdogsoftware.com/terms</loc>
    <lastmod>2026-09-30</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>
  <url>
    <loc>https://hoa.skepticdogsoftware.com/quickbooks/disconnected</loc>
    <lastmod>2026-09-30</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>
  <url>
    <loc>https://hoa.skepticdogsoftware.com/contact</loc>
    <lastmod>2026-10-01</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
</urlset>
